If you want a reloadable card with email signup, look at IZIPAY or the SolCard Virtual card. For a single prepaid purchase, Ezzocard fits. If you can verify your ID, RedotPay, KAST, MetaMask Card, Crypto.com or Wirex are often cheaper. No card on this list is fully anonymous.
IZIPAY publishes this comparison, so read it with that in mind. Our own figures come from our pricing. Competitor figures come from each provider's official pages. We read those pages, but we did not fund every card ourselves.
What is the quick verdict?
- Email signup, reloadable, Apple Pay and Google Pay: the IZIPAY $59.99 Apple Pay Mastercard.
- AI tools and ad accounts: the IZIPAY $49.99 card labelled "Only for AI and Ads".
- Lowest entry price without ID, and no need for a phone wallet: SolCard Virtual.
- One prepaid purchase with a fixed balance: Ezzocard.
- Happy to show ID: RedotPay, KAST, MetaMask Card, Crypto.com or Wirex.
How do the ten cards compare?
Figures are as of November 2026, taken from official pages. Terms change, so check the provider's page before you send money. "Not listed" means we did not find the figure on the official pages we read.
| Card | Card price | Monthly fee | Top-up cost | Identity check | Funding | Apple Pay / Google Pay | Availability |
|---|---|---|---|---|---|---|---|
| IZIPAY | $49.99 virtual, $59.99 Apple Pay card, $459.99 metal | $0 | 3% + network fee of $0.50 to $3.00 | Email signup, no mandatory KYC for standard individual use | USDT, USDC on Tron, Ethereum, BNB Chain, Polygon | $59.99 card only | Does not serve Iran, card does not work inside Russia |
| SolCard | $10 | $0 for active accounts | 5% Virtual, 0% Platinum | None on Virtual, KYC on Platinum | SOL, USDC, ETH, BTC and more | Platinum only | Not in Hong Kong or sanctioned countries |
| Ezzocard | $109.99 for a $100 Lime-7 card, $125 for a $100 Gold card | $0 on most cards | Not reloadable | No identity verification stated | BTC, ETH, LTC, DOGE, TRX, SOL, BNB, USDT | Gold and Lime cards | Depends on stock |
| Kripicard | $5, plus $10 minimum starting balance | $0 | 4% + $1 processing fee | Required for all users | 150+ coins on Ethereum, Tron, BNB Chain, Solana, TON, Bitcoin | Both | Varies by jurisdiction |
| PSTNET | $7 | $7 after the first month | Not listed | Automated ID and biometric check | Not listed | Not listed | Varies by jurisdiction |
| RedotPay | $10 virtual, $100 physical | $0 | No deposit fee listed, network fees apply | Required | USDT, USDC, BTC, ETH and more | Both | Over 100 countries |
| KAST | Standard: first two virtual cards free in most countries | $0 on Standard | 0% listed | Required | USDT, USDC on 10+ chains, 25+ other coins | Both | Varies by jurisdiction |
| MetaMask Card | Virtual free, Metal $199 a year | None listed | Spends from wallet tokens | KYC and proof of residency | mUSD, wETH, EURe, GBPe, USDC, USDT on Linea, Solana, Monad, Base | Both | Listed countries, US signups temporarily closed |
| Crypto.com | Midnight Blue free in the EEA | €0 to €24.99 by tier | 1% from a debit or credit card in the EU and UK | Identity verification at physical card activation | 100+ cryptocurrencies | Depends on region | EU, UK, US and other regions |
| Wirex | Issuance free, delivery may apply | None listed | Bank transfers free, card top-ups 0% or more | ID documents | Crypto and bank transfer | Both | About 130 countries |
We left Gnosis Pay out because its formal notice says the card stops working on 20 December 2026 and moves to partner apps. Some cards from earlier versions of this guide are also gone because we could not confirm their current terms on official pages.
Does a fully anonymous crypto card exist?
No. Fully anonymous cards do not exist. Your deposit is recorded on a public blockchain, the provider sees your account activity, and merchants see the name you type at checkout. Card programs also run sanctions and anti-fraud checks.
"No KYC" has a narrower meaning: the provider does not ask for a passport or selfie to open the card. That gives you separation from an identity file. It does not make you invisible.
Which cards work without KYC, and can that change?
Three of the ten have an entry path without ID documents: IZIPAY, the SolCard Virtual card and Ezzocard. Each one works differently. IZIPAY uses email signup with no mandatory KYC for standard individual use. SolCard says its Virtual tier needs no identity verification, while its terms add that certain card types or features require it. Ezzocard says no identity verification is performed when you register a card.
Some older lists still call Kripicard a no-KYC card. Its own site now says all users complete identity verification, so we list it with the verified cards.
Treat every no-KYC path as a current condition and not a promise. Providers change their programs, and partners can ask for documents at any time. Read the current terms before you load a large balance.
What does each card offer?
IZIPAY
Four cards, each a one-time purchase with no monthly fee, issued in about 2 minutes. The virtual card costs $49.99 as either the "Only for AI and Ads" card (Visa or Mastercard) or the Virtual Mastercard "For online payments worldwide". The $59.99 Apple Pay Mastercard works with Apple Pay and Google Pay in stores, but AI services and ad platforms do not accept it. The $49.99 cards cannot be added to phone wallets. The physical metal card costs $459.99 and supports contactless and ATM use. The single transaction limit is $10,000.
SolCard
The Virtual card costs $10 and carries a 5% top-up fee. Its monthly limit is $10,000. Platinum needs KYC, drops the top-up fee to 0% and adds Apple Pay and Google Pay. There is no monthly fee for active accounts, but the terms allow a 10% monthly dormancy fee on card balances after 90 days of inactivity, at SolCard's discretion.
Ezzocard
You buy a card with a fixed balance, and the price covers it. Cards are not reloadable, so buy another one when the balance runs out. Delivery is automatic after payment, and stock varies. The current official site is ezzocard.finance, so check the address before paying.
Kripicard
Cards cost $5, with a $10 minimum to create one, and Kripicard says issuance takes under 60 seconds. It offers Apple Pay and Google Pay and published limits of $25,000 a day and $150,000 a month. Identity verification applies to all users.
PSTNET
PSTNET is built around advertising and business payments. A virtual card costs $7, with $7 a month after the first month. Its pages describe automated ID and biometric checks.
RedotPay
A verified app account gets a $10 virtual or $100 physical card, with no monthly or annual card fees. Physical cards support ATM withdrawals and are not offered in every country.
KAST
The Standard tier has no yearly fee. Physical cards are free apart from delivery. ATM withdrawals cost $3 plus 2%. In some regions a $2 fee applies to virtual cards.
MetaMask Card
This card suits people who already keep tokens in MetaMask. The virtual card is free in supported countries, and Metal costs $199 a year in select regions. You need KYC and proof of residency.
Crypto.com
The card is prepaid and comes in tiers. In the EEA, Ruby Steel costs €3.99 a month and Jade Green or Royal Indigo €24.99 a month, or you can lock CRO instead. ATM allowances grow with the tier.
Wirex
Issuance is free, and physical cards may carry a delivery fee. Bank transfers in are free in the listed currencies. ATM withdrawals are free up to a monthly allowance, then 2%.
What does it cost to load $500?
This sum counts the card price plus top-up costs only. It assumes each provider's published fee applies to the $500 you load.
- Kripicard: $5 + $21 = $26, with ID.
- SolCard Virtual: $10 + $25 = $35, no ID, no phone wallets.
- Ezzocard: five $100 Lime-7 cards cost $549.95, so $49.95 over face value.
- IZIPAY $49.99 card over BNB Chain: $49.99 + $15.50 = $65.49.
IZIPAY is not the cheapest first load. On later $500 top-ups the order changes: IZIPAY $15.50 over BNB Chain, Kripicard $21, SolCard Virtual $25. Your choice depends on how often you top up and whether you need Apple Pay.
Which network is best for IZIPAY top-ups?
Top-ups are USDT or USDC only, on four networks. The fee is 3% of the amount plus a fixed network fee: $3.00 on Tron (TRC-20), $3.00 on Ethereum (ERC-20), $0.50 on BNB Chain (BEP-20) and $0.50 on Polygon. The minimum is $5.
A $100 top-up over BNB Chain puts $96.50 on the card. Over Tron it puts $94.00. BTC, ETH, SOL and similar coins can buy the card, but they cannot top it up. If you are not ready to spend yet, see how to store USDT without KYC.
When is another card the better choice?
KYC providers are often cheaper, so if you are comfortable with verification, start with them. KAST, Wirex and MetaMask Card have free virtual options in supported places. RedotPay suits people who want a low card price.
SolCard is cheaper on a first load. Ezzocard fits a single payment with no account to keep. Crypto.com makes sense if you already use its app.
No card is accepted everywhere, ours included. Before a large top-up, test the merchant you care about with a small amount. Community reports can help too: see the no-KYC card Reddit guide.
Will the card work in your country?
Availability differs by provider, and it changes more often than prices. IZIPAY does not serve Iran, and the card works for foreign services but not inside Russia. See the availability by country guide, or the guides for the UAE and Dubai and for US residents.
How do you get an IZIPAY card?
- Register with an email address.
- Compare the cards on the pricing page and choose one. For ad accounts, see virtual cards for ads.
- Pay in crypto. The card is issued in about 2 minutes.
- Top up with USDT or USDC on one of the four networks.
The "Only for AI and Ads" card pays for Claude, ChatGPT and other AI tools. More uses are on pay with crypto, and if you have no bank account, read the virtual card with no bank account guide.
Where do these figures come from?
Competitor figures come from official pages read in November 2026: SolCard, SolCard terms, Ezzocard, Kripicard fees, Kripicard safety page, PSTNET, RedotPay help center, KAST, MetaMask Card, Crypto.com, Wirex fees, Gnosis Pay notice. If a provider's page differs from this table, trust the provider's page.