Terms & Conditions

⚠️ Please read these terms carefully before using our services. By accessing IZIPAY, you agree to be bound by these Terms & Conditions.

Welcome to IZIPAY. By using our services, you agree to comply with these Terms & Conditions. Please read them carefully before proceeding.

1. Introduction

Welcome to our platform. These Terms & Conditions ("Terms") govern the access and use of our services. By using our platform, you agree to comply with these Terms. Our platform facilitates the issuance of cards that automatically convert cryptocurrency into cash, with conversion and card usage services provided by a third party ("Service Provider"). We act solely as an intermediary and assume no responsibility for third-party services. If you do not agree, please refrain from using our services.

2. Definitions

"App"
Refers to the application that enables you to access our Service.
"Card"
A physical or virtual prepaid card, issued by our Service Provider.
"Company", "we", "us", or "our"
Refers to the Private Ownership company registered in Hong Kong operating the platform.
"Service Provider"
Our partner enabling card issuance and processing.
"User", "you", or "your"
Any individual accessing or using the service.

3. Usage Restrictions

Our services are intended for individual consumers only. Users from jurisdictions subject to U.S. sanctions are prohibited. Services are not available to users within the EU, UK, or US. Users must be at least 18 years old.

🚫 Services are strictly prohibited for users in EU, UK, US, and sanctioned jurisdictions.

4. Intellectual Property Rights

All content and intellectual property rights remain our exclusive property unless stated otherwise.

5. Account Registration & Compliance

Registration is required. Users must provide accurate and complete information. KYC and AML compliance under FATF guidelines apply.

6. Consumer Rights

The right of withdrawal and cancellation under EU/UK law does not apply. Support is available via chat or email.

7. Common Provisions

Privacy Policy governs data collection. Interruptions will be notified 2 days in advance. Governed by Hong Kong law.

8. Acceptable Use Policy

Prohibited: illegal activities, gambling, cash equivalents, or pornography. Fraud, AML violations, and scraping are forbidden.

9. Use of Non-KYC Cards

Restrictions may apply per AML compliance. We may impose additional requirements.

10. Disclaimers & Liability Limitations

Service is provided "as is". We are not liable for unauthorized use, third-party failures, or Force Majeure.

⚠️ We act as intermediaries and assume no responsibility for third-party service failures or unauthorized use.

11. Termination Clause

Access may be terminated without notice for violations. Funds may not be returned for non-KYC users.

12. Losses Coverage

Users are liable for damages caused by their actions.

13. Fees and Charges

Fees are outlined on our website and platform.

14. Exclusivity

These Terms apply only between you and us; they are non-transferable.

15. Agreement Enforcement

Terms are enforceable at our discretion. Failure to act immediately does not waive our rights.

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