Buy Airbnb with Crypto

Airbnb is one of the most popular ways to book homes, stays and experiences, and it accepts card payments at checkout. Many travelers and shoppers, however, run into declines with foreign or prepaid cards, or simply want to pay with crypto. An izipay virtual card gives you a card that works for Airbnb from anywhere in the world.

With izipay you do not pay Airbnb in crypto directly. You fund an izipay virtual card with USDT, Bitcoin, USDC and more, then enter that card at Airbnb - or add it to Apple Pay or Google Pay. Use it for stays as often as you like, worldwide.

Don't want a card tied only to Airbnb? IZIPAY issues a no-KYC virtual card you can top up with crypto and use anywhere card works - no bank, no ID, no verification.

Does Airbnb accept cryptocurrency or Apple Pay?

Airbnb does not accept cryptocurrency. It accepts cards, and Apple Pay is available in several markets but not everywhere. A card funded with crypto works in both cases.

Airbnb is stricter than most travel sites about the card matching the account. It compares the card country with the account country and with the payout region of the listing, and a mismatch is the most common reason a booking fails at the last step.

• Full payment at booking: the card works normally.
• Split payments, where Airbnb charges part now and part later: the card has to still be funded on the second date.
• Security deposits on some listings: held, not charged, but the hold still needs balance.
• Refunds: they return to the same card, and the timing depends on Airbnb, not on us.

Why your card gets declined on Airbnb

The refusal is almost never about the card itself. Four checks run at once, and one mismatch is enough.

• Your bank blocks foreign online payments. On many cards this is off by default and has to be switched on.
• The card country does not match the account or billing country, and the merchant compares the two.
• There is no headroom for the verification hold. The merchant freezes a small amount and releases it later.
• Several failed attempts in a row, after which the payment method gets flagged for a few hours.
• Airbnb compares the card country against your account country. Set the account country once and leave it.

What it actually costs with our card

The virtual card is $49.99 once, with no monthly fee and no inactivity fee. Topping it up costs 3% plus the network fee, and the network fee varies a lot: BEP-20 and Polygon are the cheapest, TRC-20 and ERC-20 cost more. The per-transaction limit is $10,000.

On a $400 booking with a split payment, fund the first instalment plus the second before its date. Do not let the balance drop to zero between the two.